With motor insurance it may be possible to 'protect' your bonus once you reach a certain level of discount and this will usually result in you paying an additional premium.
No-claims bonus protection allows you to make one or more claims before your number of no claims bonus years falls. This depends on the insurance company you are with and details of how a claim may affect your bonus and premium will be provided to you when you obtain a quote or purchase a policy.
No-claim bonus protection does not protect the overall price of your policy and the price of your policy may increase following a claim even if you were not at fault.
No-claim bonus protection is voluntary and provided upon request. We do not add it automatically.